Equity Release Council
Professional Mortgage Advice

Mortgage Advice

Not only do you need to consider which mortgage interest rate is right for you, you also need to think about the product that best suits your individual needs.

We understand how important getting your property is to you. We know that a mortgage is something you just want sorted and as cheaply as possible so that you can focus on getting the keys to your new home, paying a lower amount each month or adding to your property portfolio.

We will make a recommendation based on your individual needs and circumstances and support you with the application process every step of the way.

We can advise on a comprehensive range of first and second charge mortgage products from across the whole of the market, but not deals that you can only obtain by going direct to a lender.

For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan). For those seeking a 'Retirement Interest Only Mortgage', a 'Lifetime Mortgage' may be available and more appropriate for your needs.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.